JANET FOX - MS, CFP

Instructional Techniques:

Janet's teaching style is interactive and expressive. Employing a balance of lecture, discussion, powerpoint presentations and video, her teaching methods appeal to a variety of learning styles. A gifted public speaker, Ms. Fox's classes are always insightful and enjoyable. Her presentation style is dynamic and energetic, engaging students in the learning process.

Educational Background:

Janet holds a Master of Science Degree in Education and Counseling from San Diego State University. Her Bachelor of Science Degree is in Psychology with a minor in Business. She was licensed with the Securities Exchange Commission (SEC), the National Association of Securities Dealers (NASD), and the Department of Corporations.

She began her career in financial education and investment planning over thirty one years ago as a financial planner for a national financial services corporation. Prior to embarking on a career as a professional financial and retirement consultant, she was a Counselor and Advisor at the University of San Francisco.

Ms. Fox was also a Certified Financial Planner (CFP), a member of the International Association of Financial Planners, The International Board of Standards and Practices for CFPs, and the International Society of Retirement Planners. She is a Transitioning and Retirement Planning Specialist with comprehensive knowledge of Federal Employee Benefits Programs.

Janet is registered and certified with the State of California Council for Post-Secondary and Vocational Education (CCPVE) to teach Adult Education Courses.

Teaching Experience:

Janet Fox has presented PLANNING FOR YOUR RETIREMENT training for thousands of federal employees. Contracting directly or through OPM she trains DOD, USMC Civil Service in Okinawa, and DON personnel in San Diego, Port Hueneme, Seattle and Miramar. Classes for the Naval Postgraduate School and the Defense Language Institute have been offered in Monterey for 16 years. Training for the US Forest Service takes her to employees on the Sequoia, Klamath, Inyo, Tahoe Basin, Mendocino, Ciblola, The Angeles, and Region 5. Classes for the Department of Energy are offered in Las Vegas, Savannah River, Los Alamos, Livermore, Albuquerque, and Amarillo. Other Agency work includes GSA, OPM, BLM, DEA, SBA and the IRS.

Federal Employee Benefits Expertise:

Janet's expertise in Federal Employee Benefits (CSRS, FERS, FEGLI, FEHB, and TSP) as well as her extensive background and training in Social Security Benefits, Tax Issues, Transition Training, and Retirement Planning will be invaluable in providing professional course instruction for your Civil Service Employees.

Ms. Fox has a working knowledge of factors affecting annuity computations, Special Retirement Supplements, Alternative Forms of Annuities, Annuity Tax Computations, Creditable Civilian Service, Early Out Options, CSRS Offset Rules, COLAs, and Survivor Benefits. She is skilled in the process and procedure of Transition Training. Her training in counseling and her knowledge in Financial Planning contribute to her exceptional qualifications to teach ASPIRE TO RETIRE!

Social Security Benefits Expertise:

Ms. Fox is well trained in presenting Social Security Benefits to employees as well. She is experienced in easily explaining basic principles including OASDI, AIME, PIA, COLAs, Disability, Medicare, and coordination with Federal Employee Health Benefits.

She is adept in obtaining and reviewing Summary Statements of Earnings. She is also proficient in calculating retirement benefits and special provisions such as the Windfall Elimination, Government Pension offset, and Catch 62.

Thrift Savings Plan (TSP) Expertise:

Janet is an experienced classroom instructor, teaching Thrift Savings plan basics to Federal Employees. She is knowledgeable of the features, benefits, structure, restrictions, tax implications, and investment choices. Janet has been trained by members of the Thrift Savings Plan Board and teaches the options, rules, regulations, and provisions affecting Federal Employees preparing to retire.

 

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